The federal government wants to give first time home buyers an incentive to purchase a home in the current market.  They want to speed up the process of selling homes in the real estate marketplace.  The faster that they get the current home inventory sold, the better the better that it will be for the economy. 

When the federal government setup the ability to take advantage fo the $8,000 tax credit for first time home buyers, they set guidelines to protect consumer.  You do not need to pay any fee to get the information needed to take advantage of the tax credit. 

Simply, schedule a meeting with one of our seasoned loan and real estate professionals to get started in the process of looking for a home, getting loan approved and getting the the tips you need to save even more than the $8,000 tax benefit for first time home buyers.

We are located in the Southen California area, although, our seasoned loan officers are licensed in over 23 states to provide mortgage lending services. We get all our clients loan approved, upfront using a state of the art - loan origination "loan approval system" deisgned to get consumers loan approved against their peers who meet the guidelines set forth  by freddie mac, fannie mae or FHA and VA.  We don't have to quote interest rates because we let our electronic system do it for us.  It provides an un-biased series of results  that match up with peope in simlar work and income situations.  It's the smart way to do businesss because it take the rate quoter out of the equation.   We love the fact that we don't have to quote rates and our clients enjoy the benefit of getting a true outcome with rates they deserve.